Commercial & Asset Purchase Specialists

We can assist with funds for the purchase or refinance of the following:

• Commercial Properties
• Commercial Development
• Residential Development
• Industrial
• Rural Properties
• Hotels
• Shops
• Offices
• Warehouse etc.

This type of lending is very specialised, and getting the right advice is vital. AAA Mortgage Solutions with its panel of Commercial Lenders, will point you in the right direction and negotiate the best package (i.e. interest rate) to suite your needs.

Are you sick of paying line fees with your current bank? We can assist in refinancing your loan and providing a better solution.

Benefits

• No Ongoing Fees
• No Line Fees
• Term up to 15 years
• Low variable Rate
• Maximum Loan Value Ratio 80%
• Interest Only Loans up to 75% Loan Value Ratio
• Evergreen Loan Available

Business Line Of Credit

AAA Mortgage Solutions can arrange a business line of credit (overdraft alternative) this type of credit has been designed to help your business with its daily cash flow requirements. Similar to an overdraft facility, the flexibility of this type of product gives you maximum control over your credit exposure. Some features include;

• Security not restricted to bricks and mortar
• Instant access to cleared funds
• Alternative to traditional bank lines
• Competitive rates

Leasing and Asset Purchase

AAA Mortgage Solutions can arrange this type of finance for almost any equipment used for a business purpose i.e.

• Office Equipment
• Motor Vehicle
• Computers
• Trucks
• Buses
• Earth Moving Machinery
• Communications Systems
• Medical and Dental Equipment
• Farm Machinery

The main difference between Asset Purchase and Leasing is that with:

A) Asset Purchase, the lender buys the equipment on your behalf and you enter into agreement to repay the costs of the goods, plus interest. You may choose to pay a deposit, so when the term is up the goods automatically become yours. If the equipment is used to generate business income, the interest component and depreciation on the asset can be tax deductible.

B) Leasing, the lender buys the equipment on your behalf and "rents" it back to you. Generally you finance 100% (of purchase price). At the end of the term you may choose to buy the goods for a predetermined residual value, if the equipment is used to generate business income, the entire rental payment can be tax deductible.

For further information on Commercial Loans, Leasing or Asset Purchases please contact our specialised Commercial Lending Manager on 1300 555 888 or Contact us now!